SF URBAN CHC http://www.sfurbanchc.org Community Housing Corporation Thu, 17 Dec 2009 19:14:11 +0000 http://wordpress.org/?v=2.8.5 en hourly 1 Fake Resource http://www.sfurbanchc.org/fake-resource/ http://www.sfurbanchc.org/fake-resource/#comments Wed, 16 Dec 2009 06:59:05 +0000 admin http://www.sfurbanchc.org/wp/?p=799 Just here to let the category show up so the redirect will work from the cat to the page (wanted images and titles to link to external sites).

]]> http://www.sfurbanchc.org/fake-resource/feed/ 0 SF URBAN has helped me to achieve my dream of buying my first home. http://www.sfurbanchc.org/sf-uban-has-helped-me-to-achieve-my-dream-of-buying-my-first-home/ http://www.sfurbanchc.org/sf-uban-has-helped-me-to-achieve-my-dream-of-buying-my-first-home/#comments Wed, 16 Dec 2009 06:19:20 +0000 admin http://www.sfurbanchc.org/wp/?p=773 SF URBAN has helped me to achieve my dream of buying my first home. I had the opportunity to attend various workshops that provide vital information about home ownership. Quite frankly, the first workshop I attended let me know that I was not financially prepared nor did I have a remarkable credit score. However, that information better prepared me to become a more responsible homeowner. Also, as a first time home buyer, I felt uncomfortable approaching a realtor or view houses on the market. As an added feature to their workshops SF URBAN took us on a bus tour around the City. This tour allowed me to see first-hand how to approach a buyer and look at the many amenities within a condominium or a house. Therefore, due to SF URBAN’s workshops, support and expertise, I am now enjoying the house of my dreams.

Genece Washington

]]> http://www.sfurbanchc.org/sf-uban-has-helped-me-to-achieve-my-dream-of-buying-my-first-home/feed/ 0 Blacks abandon San Francisco http://www.sfurbanchc.org/blacks-abandon-san-francisco/ http://www.sfurbanchc.org/blacks-abandon-san-francisco/#comments Mon, 24 Aug 2009 19:37:53 +0000 admin http://www.likoma.net/?p=712 No US city has seen a more rapid decline of its African-American population.
By Michael B. Farrell | Staff writer of The Christian Science Monitor

San Francisco – On a recent overcast Saturday, just before noon, the ministers from some of this city’s largest black churches arrived in their dapper and dark suits, looking somewhat out of place on a dusty construction site.

They had come to break ground on 21 affordable apartments – a joint project between a church-affiliated development group and Kaiser Permanente, the healthcare provider. There were photo ops, the ceremonial shovels of dirt, and, given the number of reverends on hand, plenty of prayers.

Read the full article at The Christian Science Monitor

]]> http://www.sfurbanchc.org/blacks-abandon-san-francisco/feed/ 0 Interacting with the capable staff at SF Urban CHC has been a complete relief. http://www.sfurbanchc.org/interacting-with-the-capable-staff-at-sf-urban-chc-has-been-a-complete-relief/ http://www.sfurbanchc.org/interacting-with-the-capable-staff-at-sf-urban-chc-has-been-a-complete-relief/#comments Sun, 12 Jul 2009 07:36:41 +0000 admin http://www.likoma.net/?p=633 Interacting with the capable staff at SF Urban CHC has been a complete relief. Being a first time homebuyer, I was completely out of my element and needing general counsel. They provided guidance from the initial process and aided in difficult situations that were beyond their expected duties. Flexible with their time and concern, the Staff at SF Urban CHC is a huge reason why I will be able to enjoy my new home.”

]]> http://www.sfurbanchc.org/interacting-with-the-capable-staff-at-sf-urban-chc-has-been-a-complete-relief/feed/ 0 The help with the interest-only mortgage I have allows me to get by. http://www.sfurbanchc.org/the-help-with-the-interest-only-mortgage-i-have-allows-me-to-get-by/ http://www.sfurbanchc.org/the-help-with-the-interest-only-mortgage-i-have-allows-me-to-get-by/#comments Sun, 12 Jul 2009 07:34:06 +0000 admin http://www.likoma.net/?p=630 Essentially, I got really lucky in finding TIC partners who are a couple I know from work. The market was soft, so there was only one other bid for our two-unit Mission Victorian. Now, there are two of them and one of me.

This is good and bad. Good in that our incomes were combined when it came time to qualify, allowing me to maybe purchase something a little nicer than otherwise. (My ability to repay probably exceeds the standard formula somewhat because I’m pretty good at managing money and doing things like cooking meals at home and taking advantage of the low priced staple goods and produce that the Mission District’s independent markets have.) Bad in that it’s going to be a challenge to qualify for an individual loan when it comes time to refinance for our new condo conversion. Also challenging in trying to meet them on a schedule for coming up with cash for necessary improvements to meet code that would allow for our condo conversion.

Even getting the tax payments together twice a year is tough since each payment is in the ballpark of my monthly take-home pay. I mentioned that I’ve taken on a roommate by converting my Victorian’s front living room into a bedroom. The help with the interest-only mortgage I have allows me to get by. Hopefully, a new lower rate mortgage, if and when, would have me paying the same amount each month, but also paying down some principal.

Jeremy

]]> http://www.sfurbanchc.org/the-help-with-the-interest-only-mortgage-i-have-allows-me-to-get-by/feed/ 0 Happy Client in her new Kitchen http://www.sfurbanchc.org/happy-client-in-her-new-kitchen/ http://www.sfurbanchc.org/happy-client-in-her-new-kitchen/#comments Fri, 19 Jun 2009 21:33:10 +0000 admin http://www.likoma.net/?p=625 Hello Greg!

Happy Client in her new KitchenWanted to say many thanks for the work you and SF Urban do, helping first-time home buyers. I attended the mortgage workshop and had a one-on-one consultation with you last fall. At that time, I was looking to purchase a BMR unit, but thanks to your advice and referral to Yvonne Meyer at Wells Fargo, who in turn gave me a referral to a great realtor, was able to close on a regular condo in March. I bought a one bedroom at the Oceanview Village complex.

Again, thank you for helping what seemed like an impossible dream come true. I am attaching a few pictures of me in the new place.

Tatyana Shevnina

]]> http://www.sfurbanchc.org/happy-client-in-her-new-kitchen/feed/ 0 $150k BMR Studio! Applications due 5/2/08! http://www.sfurbanchc.org/150k-bmr-studio-applications-due-5208/ http://www.sfurbanchc.org/150k-bmr-studio-applications-due-5208/#comments Fri, 19 Jun 2009 21:17:22 +0000 admin http://www.likoma.net/?p=610 If you are interested in this BMR studio located at 83 McAllister, please download an application below. The deadline for applications is May 2, 2008 at 5:00 PM. The application can be mailed to or dropped off at 600 Haight Street, San Francisco, 94117.

The lottery for this unit will be held at noon (12pm) on May 6th at 1 South Van Ness on the 5th Fl.

For more information, please call 415 252-0949.

83 McAllister BMR Application Packet (4-08)

]]> http://www.sfurbanchc.org/150k-bmr-studio-applications-due-5208/feed/ 0 MORTGAGES; Repairing Credit Histories — via nytimes http://www.sfurbanchc.org/mortgages-repairing-credit-histories-via-nytimes/ http://www.sfurbanchc.org/mortgages-repairing-credit-histories-via-nytimes/#comments Fri, 19 Jun 2009 21:16:58 +0000 admin http://www.likoma.net/?p=609 BORROWERS with credit scores that are a few points from qualifying for a loan may be tempted to resort to credit-repair agencies for quick help in raising their scores. In some cases, the move can pay significant dividends. But industry executives and regulators say that it can often be a waste of money. Credit repair is sort of a pejorative term, said Norman Magnuson, a spokesman for the Consumer Data Industry Association, a trade group for companies that track consumer credit. This is because many credit-repair agencies promise more than they deliver, Mr. Magnuson and others said.

Full article via nytimes

]]> http://www.sfurbanchc.org/mortgages-repairing-credit-histories-via-nytimes/feed/ 0 Breakfast Quarterly IV – Thursday 3/20 http://www.sfurbanchc.org/breakfast-quarterly-iv-thursday-320/ http://www.sfurbanchc.org/breakfast-quarterly-iv-thursday-320/#comments Fri, 19 Jun 2009 21:16:29 +0000 admin http://www.likoma.net/?p=606 Please join us for our first Breakfast Quarterly of the year. For this breakfast we are fortunate to have City representatives who will discuss improvements and challenges in this current housing market. This is a great networking opportunity for anyone interested in housing. Bring your thoughts, ideas and solutions to the affordable housing crisis. Looking forward to seeing you there. Please RSVP by Wednesday, March 12th by visiting the web site below.

]]> http://www.sfurbanchc.org/breakfast-quarterly-iv-thursday-320/feed/ 0 Get on the bus tour pictures http://www.sfurbanchc.org/get-on-the-bus-tour-pictures/ http://www.sfurbanchc.org/get-on-the-bus-tour-pictures/#comments Fri, 19 Jun 2009 21:15:50 +0000 admin http://www.likoma.net/?p=604 http://www.sfurbanchc.org/get-on-the-bus-tour-pictures/feed/ 0